At Multiple Insurance Services, we understand that your home is a valuable asset. That’s why we help in making it safe and secure with habitational insurance. You can discuss your requirements with our team, and our insurance brokers will help you find a plan that suits your needs and offers you the most-suited coverage. We serve customers in Vancouver, around the Lower Mainland and surrounding cities of British Columbia. Arrange to meet with us today to find out more about our habitational insurance plans.
We offer the following habitational insurance plans to our customers:
Home insurance This insurance plan offers you coverage for your home, its interior valuables, and your family. This insurance covers your home against loss in the event of burglary, theft and damages caused by natural calamities.
Condo insurance We offer condo insurance which helps protect you against losses and repair costs of your townhouse or condominium. It also gets you covered against theft, vandalism, fire damage and water damage.
Tenants insurance If you are renting a home, it is essential to invest in tenant insurance to protect yourself from financial loss in case of theft or accidents. We offer quality tenant insurance at affordable prices. This insurance covers your personal belongings, furniture in the house and more.
Rental insurance If you are planning to rent your home, it is essential to invest in rental insurance. This is a kind of property insurance that offers coverage for your belongings and liabilities. This insurance is available for individuals planning to rent or sublet their apartment, duplex and condo.
Strata insurance We offer strata insurance plans that help cover common property such as car parking, stairwells, lifts, common floors and ceilings. It also offers coverage for communal furniture, equipment, and appliances.
We offer a range of insurance solutions. The main factors that affect the price of your home insurance include:
Replacement cost: The cost of rebuilding your home influences the insurance cost.
Location: Living in an area prone to floods, wildfires or illegal activity can also affect the price of the insurance.
Claims history: If you have a history of making claims, your insurance may cost you more as it means higher premiums and lower discounts.
Distance from a fire hydrant: If you live in a rural area, your home might be away from a fire hydrant leading to an increase in insurance costs.
Age of home: Older homes and older roofs are more prone to damage and their insurance will cost you more.
Credit Score: Your current credit score will determine your insurance rate.